Fintechs and Financial Innovation — Clear, strategic legal solutions aligned with the client’s business model.

Focused on fintech regulation, payments, cryptoassets, and financial products. Legal advisory focused on growth, compliance, and innovation.

Legal advisory aimed at those building the future of finance

Fintech

Legal services designed for financial technology companies, payments, cryptoassets, and digital products.

Frictionless regulation

Clear, viable regulatory strategies aimed at client growth, always in compliance with regulation.

Jurídico como vantagem competitiva

Transformamos risco regulatório em diferencial de mercado e estrutura de escala.

The main legal obstacles faced by fintechs today

Insegurança regulatória

Innovative companies operating without clarity on which obligations they must follow and how to comply with all applicable regulations.

Reactive compliance

Legal structures created after problems arise, rather than being designed beforehand to minimize regulatory risk and enable growth.

Produtos travados pelo jurídico

Contracts incompatible with the reality of the business, failing to reflect the business model or the applicable regulatory framework.

Contratos incompatíveis com tecnologia

Modelos jurídicos tradicionais aplicados a produtos digitais modernos.

Como podemos ajudar sua empresa

Fintechs & Payment Institutions

Legal structuring of business models, authorization with the Central Bank, regulation of payment arrangements, governance, and regulatory compliance.

Meios de Pagamento & Banking as a Service

Assessoria para adquirentes, subadquirentes, emissores, wallets, prestadores e tomadores de serviços de BaaS e infraestrutura financeira.

Payments & Banking as a Service

Advisory for acquirers, sub-acquirers, issuers, wallets, service providers, and users of BaaS and financial infrastructure.

Cryptoassets & Digital Assets

Regulatory analysis, product structuring, compliance, and strategic legal positioning in these evolving regulatory environments.

Technology Contracts & Strategic Operations

Drafting and review of BaaS agreements, technology partnerships, outsourcing, M&A, investments, and strategic operations in the financial sector.

Como funciona a atuação

Entendimento do modelo de negócio

Análise profunda do produto, estrutura operacional e estratégia de crescimento.

Enquadramento regulatório

Definição do regime jurídico aplicável e dos caminhos regulatórios possíveis.

Estruturação jurídica

Criação dos contratos, políticas, governança e frameworks necessários.

Execução e acompanhamento

Suporte contínuo na implementação, operação e evolução do negócio.

Conheça o sócio

Maurício Hildebrand

Lawyer graduated from PUC-SP, with experience since 2009 in the payments and financial services industry, specializing in regulation, compliance, and product structuring.

Experience in authorization processes of regulated institutions before the Central Bank of Brazil, as well as in corporate and strategic transactions (M&A).

Experience in legal departments of national and multinational companies, as well as law firms, advising on complex matters, risk management, and business structuring.

LL.M. in Capital Markets and Financial Law from Insper (2025).
Fluent in English and with good communication skills in Spanish.

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Mauricio Hildebrand

Vamos estruturar sua operação com segurança e escala

Se você está construindo ou expandindo uma fintech, produto financeiro ou plataforma de pagamentos, posso ajudar a estruturar o jurídico certo para crescer com segurança regulatória.